Senior Advisor in Shariah-Compliant Investment, Ethical Wealth & Institutional Governance
Dr. Hazmi Dahlan is an esteemed Islamic finance specialist and strategic investment advisor with over two decades of expertise cross-integrating Shariah governance, ethical wealth management, and institutional investment strategies.
As the Founder of AQAD Professional Consultant, Dr. Hazmi serves as a trusted advisor to corporations, high-net-worth investors, and cooperative institutions — guiding them in structuring Shariah-compliant investments, optimizing capital allocation under authentic Islamic financial contracts, and mitigating governance risks.
Holding a PhD in Business Management specializing in Takaful operations and Shariah contractual compliance from Universiti Malaysia Sabah, Dr. Hazmi combines deep scholarly rigor with practical market insights. His advisory capability ensures that investment portfolios and corporate ventures achieve not only financial growth, but complete alignment with global Shariah principles and ethical ESG standards.
Advising on Islamic capital markets, fund structures, equity screening, and financial contracts (Fiqh Muamalat) to ensure zero Shariah non-compliance risk.
Guiding institutional and corporate investors in aligning investment strategies with Islamic ethical values, sustainability metrics, and long-term asset preservation.
Evaluating legal and operational investment documentation to resolve governance gaps, structure risk-sharing models, and protect stakeholder capital.
Structuring impactful investment frameworks integrating Zakat, Waqf, and Sukuk models into modern entrepreneurship and private equity opportunities.
AQAD Professional Consultant (Advising on Islamic Investment, Corporate Governance & Shariah Frameworks)
Providing strategic oversight on investment compliance and capital structures
Universiti Malaysia Sabah (Pioneered research and education in Islamic Banking, Financial Literacy, and Social Finance)
Universiti Malaysia Sabah (Specialization: Islamic Contractual Structures & Takaful Governance)
“Wealth is a sacred trust (Amanah), not merely a measure of success. For those who have newly embraced Islam, keeping savings idle due to uncertainty is a reflection of a sincere heart seeking purity. My purpose is to guide your hard-earned capital away from doubt and into authentic, Shariah-compliant growth. When your financial choices align with divine guidance, your wealth ceases to be a burden of hesitation — it becomes a source of inner peace, continuous blessing (Barakah), and a lasting legacy for the Hereafter.”
Datuk Ustaz Mohamad bin Haji Abdullah is a distinguished authority in Shariah judiciary and institutional governance, bringing over three decades of experience in Islamic law and judicial administration. Prior to his retirement, he served in the apex of the judicial structure as a Judge of the Shariah Court of Appeal at the Department of Shariah Judiciary Malaysia (JKSM). Throughout his career, he has held several premier appointments within the Malaysian Shariah Judiciary, including Chief Shariah Judge of the Federal Territories and Chief Registrar of JKSM.
As a member of the AQAD Professional Consultant Shariah Advisory Board, Datuk Mohamad provides strategic counsel on Shariah governance, Islamic commercial law (Fiqh Muamalat), contractual compliance, and ethical business frameworks aligned with global Shariah standards.
An internationally recognized scholar and researcher in Islamic banking, finance, and consumer behavior, bringing over two decades of academic and advisory experience. Ranked among Stanford University’s World’s Top 2% Scientists in Business & Management, he has authored over 100 Scopus-indexed publications (h-index 29) and pioneered foundational frameworks in Islamic consumer behavior published in top-tier global journals.
As a Certified Islamic Banker (CIB) and Professor at Universiti Malaysia Sabah, Dr. Hanudin offers deep expertise in bridging theoretical Shariah governance with practical solutions in Islamic banking, social finance, and digital economy frameworks.
Certified Islamic Banker (CIB) — General Council for Islamic Banks and Financial Institutions (CIBAFI, Bahrain); World’s Top 2% Scientists — Stanford University (2019–2025); Ph.D. & MBA in Islamic Banking & Finance — International Islamic University Malaysia (IIUM); Member — International Council of Islamic Finance Educators (ICIFE) & Emerald Literati Network.
Sakinah Yeoh is a seasoned technology and business executive with over 15 years of experience spanning fintech, digital transformation, strategic operations, technology management, and enterprise business development. As a founder and senior executive, she has led technology-driven businesses and held key leadership positions across the fintech, technology, and cooperative sectors.
She currently serves in senior executive capacities including Chief Technology Officer at Muamalat Gold Sdn. Bhd., Group Chief Operating Officer at Koperasi Muamalat Gold Berhad, and Managing Director of Muamalat Fintech Sdn. Bhd. Her leadership focuses on aligning technology, business strategy and operational execution to support sustainable organizational growth.
Holding a Master of Science in Multimedia Technology from Universiti Malaysia Sabah, Sakinah combines technical knowledge with extensive hands-on experience in business operations, digital transformation, system implementation, project management and organizational development.
